Heller &
Richmond, Ltd.: Experienced Illinois
Credit Score and Bankruptcy Attorneys
Are you worried about how you will go about rebuilding your credit after emerging from a Chapter 7 or Chapter 13 consumer bankruptcy?
In Chicago and surrounding areas, the lawyers with sound advice for rebuilding your credit in particular — and bankruptcy representation in general, at affordable prices — are Heller & Richmond, Ltd.
Heller & Richmond, Ltd., bankruptcy specialists recommend credit rebuilding strategies that can work for you. Our bankruptcy lawyers have nearly 100 years of combined experience, traced to our origins as a family-owned law firm in the 1950s. You can benefit from our long tradition of legal knowledge, personal service and positive results that come from our family to yours.
You may want to buy a home again someday or start a business after a bankruptcy. We show you how to rebuild your credit so that lenders will have full confidence in your ability to repay what you borrow. Our credit counseling and credit repair recommendations can pave the way for that positive outcome. Find out more, get answers to your questions and set up your free consultation by calling toll free: 312-781-6700.
Experience, Knowledge and Efficiency From Our Family to Yours
Remember this: the renewal of credit you are seeking will not succeed or fail solely on the basis of the fact that you filed for bankruptcy.
It has been estimated that a bankruptcy may lower a credit score by roughly 200 points. So your credit is affected only in the short term. The rebuilding of credit is still a goal to aspire to and is well within your reach. It could be that a number of credit card companies will reach out to you, following your bankruptcy experience.
Factors for credit score calculation include your payment history; your available credit; the length of time your accounts have been open; credit inquiries and the types of credit a person has, such as mortgages, revolving credit and car loans.
Despite these clear criteria, credit reports and scores are often inaccurate. After your successful experience with a Chapter 7 or Chapter 13 bankruptcy, you should check your credit report and credit score to make sure they are accurate. You have the legal right to request that a major credit reporting agency correct any inaccuracy. If the agency does not comply, it risks legal action.
The goal of a credible credit score after emerging from bankruptcy is essential. You should not feel the need to shy away from borrowing money that can advance your professional or business goals. Giving yourself the opportunity to make purchases on credit, no matter how insignificant, and paying your bills in a timely manner can serve to fully restore your credit score.
We want you to be attractive to lenders again, so you can resume your pursuit of the American Dream and work hard to provide for your family. Get the sound guidance and solid support you need, at prices you can afford, from Heller & Richmond, Ltd.
Your Free Initial Consultation
Contact our skilled Chicago credit repair attorneys, 312-781-6700. We respond promptly to all e-mail messages including those that come in to our law offices after business hours. MRichmond@Hellerrichmond.com.
Are you worried about how you will go about rebuilding your credit after emerging from a Chapter 7 or Chapter 13 consumer bankruptcy?
In Chicago and surrounding areas, the lawyers with sound advice for rebuilding your credit in particular — and bankruptcy representation in general, at affordable prices — are Heller & Richmond, Ltd.
Heller & Richmond, Ltd., bankruptcy specialists recommend credit rebuilding strategies that can work for you. Our bankruptcy lawyers have nearly 100 years of combined experience, traced to our origins as a family-owned law firm in the 1950s. You can benefit from our long tradition of legal knowledge, personal service and positive results that come from our family to yours.
You may want to buy a home again someday or start a business after a bankruptcy. We show you how to rebuild your credit so that lenders will have full confidence in your ability to repay what you borrow. Our credit counseling and credit repair recommendations can pave the way for that positive outcome. Find out more, get answers to your questions and set up your free consultation by calling toll free: 312-781-6700.
Experience, Knowledge and Efficiency From Our Family to Yours
Remember this: the renewal of credit you are seeking will not succeed or fail solely on the basis of the fact that you filed for bankruptcy.
It has been estimated that a bankruptcy may lower a credit score by roughly 200 points. So your credit is affected only in the short term. The rebuilding of credit is still a goal to aspire to and is well within your reach. It could be that a number of credit card companies will reach out to you, following your bankruptcy experience.
Factors for credit score calculation include your payment history; your available credit; the length of time your accounts have been open; credit inquiries and the types of credit a person has, such as mortgages, revolving credit and car loans.
Despite these clear criteria, credit reports and scores are often inaccurate. After your successful experience with a Chapter 7 or Chapter 13 bankruptcy, you should check your credit report and credit score to make sure they are accurate. You have the legal right to request that a major credit reporting agency correct any inaccuracy. If the agency does not comply, it risks legal action.
The goal of a credible credit score after emerging from bankruptcy is essential. You should not feel the need to shy away from borrowing money that can advance your professional or business goals. Giving yourself the opportunity to make purchases on credit, no matter how insignificant, and paying your bills in a timely manner can serve to fully restore your credit score.
We want you to be attractive to lenders again, so you can resume your pursuit of the American Dream and work hard to provide for your family. Get the sound guidance and solid support you need, at prices you can afford, from Heller & Richmond, Ltd.
Your Free Initial Consultation
Contact our skilled Chicago credit repair attorneys, 312-781-6700. We respond promptly to all e-mail messages including those that come in to our law offices after business hours. MRichmond@Hellerrichmond.com.