Affordable
Advice From Illinois
Bankruptcy and Repossession Attorneys
In this mobile society, in this uncertain economy, a motor vehicle is necessary for transportation — to help you get to your job, so you can provide for your family.
When that lagging economy takes over, and a job is lost and income for car or truck payments is hard to come by, your bank could come after you to try to repossess your motor vehicle.
You can stop repossession, starting today, with the help of our dedicated bankruptcy lawyers at Heller & Richmond, Ltd. We understand what your Chicago-area family is going through. Our caring attorneys come from families that owned law firms many decades ago, in the 1950s. Our professional and emotional investment in the people of the region is well established. When you receive our quality legal advice, it comes to you from our family to yours.
Lawyers who keep a watchful eye on your problems and your financial bottom line are rare these days. Our Heller & Richmond law offices are exceptions to the rule. We want to be your home for affordable bankruptcy legal services. Why burden yourself with a lawyer's rates that are unreasonable and payment plans that are inflexible, Paying too much for legal help runs counter to your goals for income, savings, credit and repayment. Why pay more? The experienced lawyers of Heller & Richmond will provide you with experienced service and a wealth of knowledge at a price that will not be beat.
Call us toll free to arrange your free consultation. 312-781-6700. Your e-mail or overnight message will be responded to promptly.
Experienced, Effective, Efficient Legal Services From Our Family to Yours
When you file for either Chapter 7 or Chapter 13 bankruptcy, a device called the automatic stay is put into effect and stops a lender's repossession efforts against you. This Chapter 13 strategy permits the repayment of a past-due balance over a period of three to five years.
If you file for Chapter 13 bankruptcy when your car loan is older than two and a half years, roughly, your creditors may even accept payment for the actual value of the vehicle, as opposed to the entirety of what you owe. This tactic has often been referred to as a "cram down."
It's also possible that you may be in line for an interest rate deduction. You may want to investigate a Chapter 7 filing to reaffirm your car or truck debt. Wherever you decide to go in the bankruptcy legal process, our lawyers will be right beside you, leading you to sound decisions — and at prices you can afford.
You need easy access to your car or truck, motorcycle or van so you can make it to your job, pay your bills and save for your future. At Heller & Richmond, our law firm helps you to get answers to your questions, explore all of your options and work toward a brighter future.
Protect Your Motor Vehicle From Repossession — Contact Heller & Richmond, Ltd.
For a free initial consultation with our Chicago stop repossession attorneys, call us today at 312-781-6700.
In this mobile society, in this uncertain economy, a motor vehicle is necessary for transportation — to help you get to your job, so you can provide for your family.
When that lagging economy takes over, and a job is lost and income for car or truck payments is hard to come by, your bank could come after you to try to repossess your motor vehicle.
You can stop repossession, starting today, with the help of our dedicated bankruptcy lawyers at Heller & Richmond, Ltd. We understand what your Chicago-area family is going through. Our caring attorneys come from families that owned law firms many decades ago, in the 1950s. Our professional and emotional investment in the people of the region is well established. When you receive our quality legal advice, it comes to you from our family to yours.
Lawyers who keep a watchful eye on your problems and your financial bottom line are rare these days. Our Heller & Richmond law offices are exceptions to the rule. We want to be your home for affordable bankruptcy legal services. Why burden yourself with a lawyer's rates that are unreasonable and payment plans that are inflexible, Paying too much for legal help runs counter to your goals for income, savings, credit and repayment. Why pay more? The experienced lawyers of Heller & Richmond will provide you with experienced service and a wealth of knowledge at a price that will not be beat.
Call us toll free to arrange your free consultation. 312-781-6700. Your e-mail or overnight message will be responded to promptly.
Experienced, Effective, Efficient Legal Services From Our Family to Yours
When you file for either Chapter 7 or Chapter 13 bankruptcy, a device called the automatic stay is put into effect and stops a lender's repossession efforts against you. This Chapter 13 strategy permits the repayment of a past-due balance over a period of three to five years.
If you file for Chapter 13 bankruptcy when your car loan is older than two and a half years, roughly, your creditors may even accept payment for the actual value of the vehicle, as opposed to the entirety of what you owe. This tactic has often been referred to as a "cram down."
It's also possible that you may be in line for an interest rate deduction. You may want to investigate a Chapter 7 filing to reaffirm your car or truck debt. Wherever you decide to go in the bankruptcy legal process, our lawyers will be right beside you, leading you to sound decisions — and at prices you can afford.
You need easy access to your car or truck, motorcycle or van so you can make it to your job, pay your bills and save for your future. At Heller & Richmond, our law firm helps you to get answers to your questions, explore all of your options and work toward a brighter future.
Protect Your Motor Vehicle From Repossession — Contact Heller & Richmond, Ltd.
For a free initial consultation with our Chicago stop repossession attorneys, call us today at 312-781-6700.